Standard+3+-+Plan+and+Manage+Money

    //(Money Management B.1 combined with Soc. St. 4.B.2) // ||  ||     //(Money Management B.2) // ||  ||  ||   <span style="color: #221e1f; font-family: 'Calibri','sans-serif'; font-size: 9pt;"> //<span style="color: #221e1f; font-family: 'Calibri','sans-serif'; font-size: 9pt; mso-bidi-font-weight: bold;">(Money Management B.3) //<span style="color: black; font-family: 'Calibri','sans-serif'; font-size: 9pt;"> || <span style="font-family: 'Calibri','sans-serif'; font-size: 9pt;"> || || <span style="font-family: 'Arial','sans-serif'; font-size: 11pt; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-US;">
 * Standard 3: Plan and Manage Money ** – Students will develop skills to plan and manage money effectively by developing financial goals and spending plans. ||
 * Grades 3-5 ** ||
 * Grades 6-8 ** ||
 * Grades 9-12 ** ||
 * 3.5.A ** Demonstrate ability to use money management skills and strategies in acquiring goods and services.
 * Grades 9-12 ** ||
 * 3.5.A ** Demonstrate ability to use money management skills and strategies in acquiring goods and services.
 * 3.5.A ** Demonstrate ability to use money management skills and strategies in acquiring goods and services.
 * 3.5.A.1 ** Define and list the components of a spending plan.
 * 3.5.A.2 ** Identify strategies for using a spending plan.
 * 3.5.A.3 ** Develop a spending plan indicating income and expenses.
 * 3.8.A ** Demonstrate ability to use money management skills and strategies.
 * 3.8.A.1 ** Analyze a spending plan and make recommendations regarding income and expenses.
 * 3.8.A.2 ** Pre pare a spending plan for various applications, such as personal, family, business, and entrepreneurship.
 * 3.8.A.3 ** Formulate and compare money management choices that enable individuals to progress toward stated financial goals.
 * 3.12.A ** Demonstrate a bility to use money management skills and strategies.
 * 3.12.A.1 ** Analyze a spending plan and make recommendations regarding income and expenses.
 * 3.12.A.2 ** An alyze and compare income and spending plans as affected by age, needs, and resources.
 * 3.12.A.3 ** Apply various money management strategies to authentic situations and predict results over time.
 * 3.12.A.4 ** Cite examples of trade-offs resulting from competing financial goals. ||
 * 3.5.B ** Identify the services of financial institutions.
 * 3.5.B ** Identify the services of financial institutions.
 * 3.5.B.1 ** Describe the services financial institutions provide.
 * 3.8.B ** Describe the services of financial institutions.
 * 3.8.B **** .1 ** Explain and select appropriate financial institutions to assist with meeting various personal financial needs and goals.
 * 3.8.B **** .2 ** Describe various financial products or services and the most appropriate use of each.
 * 3.12.B ** Analyze the services of financial institutions.
 * 3.12.B.1 ** Develop a plan that uses the services of various financial institutions to meet personal and family financial goals.
 * 3.12.B.2 ** Describe and calculate interest and fees applied to various forms of spending, debt, and saving.
 * 3.5.C ** Describe financial goals based on personal values.
 * 3.5.C ** Describe financial goals based on personal values.
 * 3.5.C.1 ** Identify ways to earn and save for a future event.
 * 3.5.C.2 ** Develop age-appropriate financial goals.
 * 3.8.C **  Develop financial goals based personal values.
 * 3.8.C **** .1 ** Develop a plan to secure funding for a future event.
 * 3.8.C **** .2 ** Analyze and discuss the long-range impact of setting personal financial goals.
 * 3.12.C ** Develop  and evaluate financial goals based on personal values.
 * 3.12.C.1 ** Compare various strategies for securing funding for a future event.
 * 3.12.C.2 ** Integrate long-range personal goals with financial needs and resources.

<span style="color: #221e1f; font-family: 'Calibri','sans-serif'; font-size: 9pt;"> <span style="color: #221e1f; font-family: 'Calibri','sans-serif'; font-size: 9pt;"> <span style="color: #221e1f; font-family: 'Calibri','sans-serif'; font-size: 9pt;"> <span style="color: #221e1f; font-family: 'Calibri','sans-serif'; font-size: 9pt;"> <span style="color: #221e1f; font-family: 'Calibri','sans-serif'; font-size: 9pt;"> <span style="color: #221e1f; font-family: 'Calibri','sans-serif'; font-size: 9pt;"> //<span style="color: #221e1f; font-family: 'Calibri','sans-serif'; font-size: 9pt;">(Money Management B.4) //<span style="font-family: 'Calibri','sans-serif'; font-size: 9pt;"> || <span style="font-family: 'Calibri','sans-serif'; font-size: 9pt;"> || <span style="font-family: 'Calibri','sans-serif'; font-size: 9pt;"> || <span style="font-family: 'Calibri','sans-serif'; font-size: 9pt;"> <span style="font-family: 'Calibri','sans-serif'; font-size: 9pt;"> <span style="font-family: 'Calibri','sans-serif'; font-size: 9pt;"> <span style="font-family: 'Calibri','sans-serif'; font-size: 9pt;"> <span style="font-family: 'Calibri','sans-serif'; font-size: 9pt;"> <span style="font-family: 'Calibri','sans-serif'; font-size: 9pt;"> //<span style="color: #221e1f; font-family: 'Calibri','sans-serif'; font-size: 9pt; mso-bidi-font-weight: bold;">(Critical Consumer E.4) //<span style="font-family: 'Calibri','sans-serif'; font-size: 9pt;"> || <span style="font-family: 'Calibri','sans-serif'; font-size: 9pt;"> ||
 * Standard 3: Plan and Manage Money ** – Students will develop skills to plan and manage money effectively by developing financial goals and spending plans. ||
 * Grades 3-5 ** ||
 * Grades 6-8 ** ||
 * Grades 9-12 ** ||
 * 3.5.D ** Understand the purposes and responsibilities related to taxation.
 * Grades 9-12 ** ||
 * 3.5.D ** Understand the purposes and responsibilities related to taxation.
 * 3.5.D ** Understand the purposes and responsibilities related to taxation.
 * 3.5.D.1 ** Explain the meaning and purposes of taxes.
 * 3.5.D.2 ** Describe how taxation affects individuals, families, and communities.
 * 3.5.D.3 ** Explain the reasons for paying taxes.
 * 3.8.D ** Explain the purposes and responsibilities related to taxation.
 * 3.8.D.1 ** Explain the purpose of existing forms of taxation at the federal, state, and local levels.
 * 3.8.D.2 ** Describe how government’s tax policies affect individuals, families, and communities.
 * 3.8.D.3 ** Identify reasons to comply with personal tax obligations and the consequences of not doing so.
 * 3.8.D.4 ** Describe ways consumers can influence the use of public funds.
 * 3.8.D.5 ** Describe the advantages and disadvantages of various sources of assistance with tax planning and filing.
 * 3.12.D ** Evaluate the purposes and responsibilities related to taxation.
 * 3.12.D.1 ** Analyze the application and impact of various forms of taxation on individuals, families, and public agencies.
 * 3.12.D.2 ** Critique how government’s tax policies affect individuals, families, and communities.
 * 3.12.D.3 ** Identify reasons to comply with personal tax obligations and the consequences of not doing so.
 * 3.12.D.4 ** Analyze ways consumers influence the use of economic resources to achieve basic societal and individual services.
 * 3.12.D.5 ** Evaluate various sources of assistance with tax planning and filing.
 * 3.5.E ** Describe that contracts are binding agreements.
 * 3.5.E ** Describe that contracts are binding agreements.
 * 3.5.E.1 ** Describe why people enter into contracts.
 * 3.5.E.2 ** Differentiate between written and verbal contracts.
 * 3.8.E ** Explain that contracts are binding agreements.
 * 3.8.E.1 ** Explain why contracts are used.
 * 3.8.E.2 ** Identify conditions that must be met when entering into contracts.
 * 3.8.E.3 ** Identify factors to consider when entering into a contract, such as interest rates, reputation, and/or references of involved parties.
 * 3.12.E ** Explain that contracts are binding agreements.
 * 3.12.E.1 ** Examine situations where written contracts are necessary.
 * 3.12.E.2 ** Examine sample contracts for essential components and meaning.
 * 3.12.E.3 ** Identify the rights and responsibilities of all parties entering into a contract, such as college loans, cell phones contracts, car loans, and mortgages. ||